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2027 COLA Calculator › VA COLA 2027 Calculator

2027 VA Disability Rates Calculator

See your 2027 VA disability pay by rating and dependents — 2026 VA table × official 3.6% COLA. Nothing leaves your browser.

2027 COLA:3.6%(official)

Data: VA.gov 2026 rates, BLS CPI-W · Runs in your browser, nothing is sent

Enter your rating

Uses the 2026 VA rate table. Open More options for parents, children and Aid and Attendance.

Ratings of 10% and 20% are paid the same with or without dependents.

More options parents, more children, Aid and Attendance, your own amount, COLA %

Children beyond the first one, which is already in the basic rate.

Use this if your award letter shows a different total, for example because of special monthly compensation (SMC).

Your 2027 monthly VA pay

Estimate · 3.6% COLA

$4,080.37 /month

100%, veteran alone

Monthly compensation at the COLA you chose

Monthly raise+$141.79
More per year$1,701.48
2026 rate$3,938.58
Source2026 VA table
3.2%$4,064.61
At 3.6% COLA$4,080.37
4.0%$4,096.12

What-if: ±0.4 points vs the official figure.

Based on the 2026 VA rate table. COLA applied: 3.6%. New rate takes effect December 1, 2026.

Official: the 2027 COLA is 3.6%, as announced by SSA.

You can still type another percentage under More options to compare.

Also receiving SMC? → 2027 SMC rates (Special Monthly Compensation K–T)
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Short answer (October 14, 2026): the 2027 COLA is announced: 3.6%, the same as the official 2027 Social Security increase. The 100% rate for a veteran alone goes from $3,938.58 to $4,080.37 a month ($141.79 more), starting with the December 1, 2026 rate.

2027 VA disability pay chart

Monthly rate at the official 3.6% COLA, with VA's official 2026 rate underneath. On a phone, swipe the table sideways.

RatingAloneWith spouseWith 1 childSpouse + 1 child
10%$186.922026: $180.42$186.922026: $180.42$186.922026: $180.42$186.922026: $180.42
20%$369.502026: $356.66$369.502026: $356.66$369.502026: $356.66$369.502026: $356.66
30%$572.362026: $552.47$639.702026: $617.47$617.942026: $596.47$690.462026: $666.47
40%$824.492026: $795.84$914.622026: $882.84$884.582026: $853.84$981.962026: $947.84
50%$1,173.682026: $1,132.90$1,286.612026: $1,241.90$1,249.312026: $1,205.90$1,370.522026: $1,322.90
60%$1,486.682026: $1,435.02$1,622.402026: $1,566.02$1,577.852026: $1,523.02$1,722.892026: $1,663.02
70%$1,873.552026: $1,808.45$2,032.062026: $1,961.45$1,979.232026: $1,910.45$2,149.132026: $2,074.45
80%$2,177.832026: $2,102.15$2,359.132026: $2,277.15$2,299.042026: $2,219.15$2,492.772026: $2,406.15
90%$2,447.342026: $2,362.30$2,651.432026: $2,559.30$2,584.092026: $2,494.30$2,801.652026: $2,704.30
100%$4,080.372026: $3,938.58$4,307.862026: $4,158.17$4,232.512026: $4,085.43$4,474.472026: $4,318.99

10% and 20% ratings are paid the same with or without dependents. Parents, extra children and Aid and Attendance add to these amounts; use More options above.

Worked example

A veteran rated 30% with a spouse and no children is paid $617.47 a month under VA's 2026 table. At the official 3.6% COLA: $617.47 × 1.036 = $639.70 a month, a raise of $22.23, or about $266.76 more over a year.

2027 VA disability rates with spouse and dependents

Estimate at the 3.6% COLA: VA's official 2026 rate × 1.036, rounded to the cent, with the 2026 rate underneath. The last four columns are added on top of the basic rate for each extra dependent. On a phone, swipe sideways.

RatingVeteran alone+ spouse+ 1 child+ spouse + 1 childEach dependent parentEach extra child under 18Each extra child 18–23 in schoolSpouse Aid and Attendance
30%$572.362026: $552.47$639.702026: $617.47$617.942026: $596.47$690.462026: $666.47$53.872026: $52.00$33.152026: $32.00$108.782026: $105.00$63.202026: $61.00
40%$824.492026: $795.84$914.622026: $882.84$884.582026: $853.84$981.962026: $947.84$72.522026: $70.00$44.552026: $43.00$145.042026: $140.00$83.922026: $81.00
50%$1,173.682026: $1,132.90$1,286.612026: $1,241.90$1,249.312026: $1,205.90$1,370.522026: $1,322.90$91.172026: $88.00$55.942026: $54.00$182.342026: $176.00$104.642026: $101.00
60%$1,486.682026: $1,435.02$1,622.402026: $1,566.02$1,577.852026: $1,523.02$1,722.892026: $1,663.02$108.782026: $105.00$67.342026: $65.00$218.602026: $211.00$125.362026: $121.00
70%$1,873.552026: $1,808.45$2,032.062026: $1,961.45$1,979.232026: $1,910.45$2,149.132026: $2,074.45$127.432026: $123.00$78.742026: $76.00$254.862026: $246.00$146.082026: $141.00
80%$2,177.832026: $2,102.15$2,359.132026: $2,277.15$2,299.042026: $2,219.15$2,492.772026: $2,406.15$145.042026: $140.00$90.132026: $87.00$291.122026: $281.00$166.802026: $161.00
90%$2,447.342026: $2,362.30$2,651.432026: $2,559.30$2,584.092026: $2,494.30$2,801.652026: $2,704.30$163.692026: $158.00$101.532026: $98.00$328.412026: $317.00$187.522026: $181.00
100%$4,080.372026: $3,938.58$4,307.862026: $4,158.17$4,232.512026: $4,085.43$4,474.472026: $4,318.99$182.582026: $176.24$113.042026: $109.11$365.142026: $352.45$208.662026: $201.41

These are estimates, not VA's table. VA publishes the official 2027 rate table on December 1, 2026, and its rounding of dependent add-ons can differ by a few cents to a dollar or two. 10% and 20% ratings are $186.92 and $369.50 with or without dependents.

Pick your disability rating and household to see what your VA compensation should be after the 2027 cost-of-living adjustment. It starts from VA's official 2026 rate table and runs entirely in your browser.

How the 2027 VA disability increase works

VA disability compensation is not tied to your income or to what you earned while serving. It is a flat monthly amount set by your combined rating and by who depends on you. Once a year those amounts go up with the cost-of-living adjustment. VA states on its rate tables that it is required by law to match the percentage of the Social Security COLA, so the number to watch is the one SSA announces in October.

For 2026 the increase was 2.8%. The 100% rate for a veteran with no dependents moved from $3,831.30 to $3,938.58, effective December 1, 2025. At the official 2027 COLA of 3.6%, that same rate becomes $4,080.37 a month, a raise of $141.79.

The calculator starts from the 2026 rate tables published on va.gov. Pick your rating and household, add any extra children or Aid and Attendance for your spouse, and it rebuilds your current payment the same way VA's own instructions do: basic rate first, then the added amounts. The COLA is then applied to that total.

How the official 2027 COLA was set

The COLA is set by a fixed formula: the average CPI-W for July, August and September 2026, compared with the 2025 third-quarter average of 317.265, rounded to the nearest tenth of a percent. BLS published July 2026 (327.104), August 2026 (328.481), and September 2026 (330.654). On October 14, 2026 SSA announced the official 2027 COLA: 3.6%.

When the new rate shows up

The new rates take effect on December 1, 2026. VA pays each month's compensation at the start of the following month, so the first payment at the higher rate is the one for December. Because January 1, 2027 is a federal holiday, that deposit is normally made on the last business day of December 2026.

What this estimate does not cover

Special monthly compensation, retroactive awards, offsets for military retired pay, and recoupment of separation or severance pay all change what actually lands in your account. If any of those apply, type your current total into the optional field and the calculator will apply the COLA to that instead. VA also rounds the dependent add-ons on its tables in its own way, so the official 2027 table can differ from this estimate by a few cents or, for larger households, by a dollar or two.

Frequently asked questions

How much will VA disability go up in 2027?

By the same percentage as the 2027 Social Security COLA, which SSA announced on October 14, 2026. Using the official 3.6%, the 100% rate for a veteran alone would rise from $3,938.58 to about $4,080.37 a month. These figures use the official 2027 COLA.

How much is VA disability with a spouse in 2027?

At the 3.6% COLA, a veteran rated 100% with a spouse and no children would get about $4,307.86 a month, up from $4,158.17 in 2026; at 70% it is about $2,032.06 (2026: $1,961.45). These are estimates from VA's 2026 table × 1.036; VA publishes the official 2027 table on December 1, 2026. See the full table with dependents.

Is the VA COLA the same as the Social Security COLA?

Yes. VA notes on its compensation rate tables that it is required by law to match the percentage of the cost-of-living adjustment made to Social Security benefits.

When will I receive the higher VA payment?

The new rates take effect December 1, 2026. The first payment at the higher rate is the one for December, normally deposited on December 31, 2026 because January 1, 2027 is a holiday.

Does the COLA also raise the amounts for my spouse and children?

Yes. Every line of the VA rate tables, including the added amounts for dependents and Aid and Attendance, is adjusted each year. This calculator applies the COLA to your total, so small rounding differences from VA's published table are possible.

Why might my VA letter differ from this estimate?

VA builds its table line by line and rounds some add-ons to whole dollars, and payments can include special monthly compensation or offsets this tool does not model. Expect the official figure to be within a few cents to a couple of dollars for a standard award.

Is this calculator from the VA?

No. It is an independent estimate for planning, not affiliated with the Department of Veterans Affairs, SSA or OPM. Your official rate is on va.gov and in your VA award letter.

Sources

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